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Spending
- Cuts in welfare, government and tax evasion to clear the deficit by 2017-18
- Rise in the national minimum wage
- No income tax for anyone working 30 hours a week on minimum wage
- 40p higher rate tax threshold raised to £50,000 by 2020
- Inheritance tax threshold for married couples and civil partners raised to £1m
- Two million more jobs
Verdict: A clever pitch to the low-paid, but it does nothing for workers paying 12 per cent national insurance on incomes of £8,000.
Health
- Increase budget by £8bn above inflation by 2020
- Seven-days-a-week access to hospital care in England within five years
- Same-day GP appointments for older people
Verdict: The promised extra cash is designed to counter Labour charges that the quality of NHS care would deteriorate under the Tories.
Immigration
- Reducing annual net immigration to tens of thousands
- No tax credits or child benefits for immigrants until after they have lived in the UK for four years
- Tightening of student visa system
Verdict: Tough language, but the Tories are haunted by failure to cut numbers.
Education
- Spending per pupil in English schools to be protected
- "Coasting and failing" schools to be turned into academies
- Retesting of eleven years old at secondary school if they do not meet "tough new standards" for literacy and numeracy
- £9,000 university tuition fees to remain in place
Verdict: The schools spending commitment could result in large real-term cuts if inflation picks up.
Childcare
- Up to 30 hours a week of free childcare worth £5,000 for children aged three and four with parents working at least eight hours a week in 2017
- £350m a year cost met by reducing tax relief on pensions
Verdict: A clever and populist move which trumps Labour’s 25-hours-a-week free childcare pledge.
Welfare
- Benefit cap lowered on payments to one household to £23,000 to "reward work"
- Basic state pension to rise by at least 2.5 per cent per year
- Free bus passes, TV licenses and winter fuel repayments for pensioners will still be available
- Tougher "day one" work requirements for young people claiming out-of-work benefits
- Six month youth allowance to replace jobseeker's allowance for 18-21 year olds
Verdict: Tories well-placed to retain the grey vote, but little detail of £12bn of welfare cuts.
Housing
- Right to buy extended to 13 million families living in housing association properties
- Discounts worth up to £107,000 in London and £77,000 in the rest of England
- Homes sold replaced on one-for-one basis
- £4.5bn cost funded by forcing councils to sell most expensive homes
£1bn fund for 400,000 new homes on brownfield land over five years.
Verdict: Headline-grabbing move but experts warn social housing stock could be diminished.
Crime and security
- EU membership referendum in 2017
- Renewal of Trident
Verdict: EU referendum is a flagship policy, but the issue has barely stirred in campaigning.
Transport
- Commitment to £50bn High Speed 2 rail link
- £15bn on new roads
- Commuter fare rises limited to inflation until 2020
Verdict: Policies attractive to rail passengers and motorists, but not to anyone near the proposed HS2 route.
More: [The Labour manifesto, point by point]1
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